List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The term securitization came into wider notice when 2008 global financial crisis happened. The crisis started with large scale defaults on mortgage backed securities (MBS) in United States. MBS are securities issued against home loan mortgages.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

In the present era, there exists a dual narrative. While we encourage women to embrace professional roles, we expect them to fulfil traditional responsibilities like childbirth and child-rearing. This juxtaposition often leads women to prioritise the latter to maintain harmony within their families or society, resulting in a regression to conventional gender norms.

A business is a for-profit operation or activity. It could be a corporation, a partnership, an organisation, a single proprietorship, a profession, or any other entity that engages in profit-making commercial, industrial, philanthropic, or professional activity.

What is a microfinance institution A microfinance institution or micro-finance lender gives small, unsecured loans to people from poorer sections of the society. Usually, the maximum amount of loan that a micro-finance lender gives is Rs 1 lakh. These loans are usually given for meeting the daily needs of the borrower or the needs of the borrower to buy some income-generating asset.  Microfinance is a […]

Kiosk refers to Kommunikasjon Integrert Offentlig Service Kontor, which is basically a small cubical or space denoting a compact booth that offers banking services to every individual, even to customers living in the most remote areas, without requiring them to pay a visit to any bank branch.

Working capital loans are short term loans. They have to be paid within a period of 1 year or less. They are usually approved quickly. If you have current account.

Savings & Loan (S&L) associations are quite common in United States. They accept deposits and give loans only to their members. So the customers of an S&L association are also its members or shareholders. S&L associations are also known as credit unions. They give a variety of loans to their customers. These include mortgage loans, business loans, personal loans etc. They also provide checking and […]

Small and Medium Enterprises (SMEs) can secure financial support through loans to facilitate their progress, enlargement, and evolution. MSME loans serve many purposes, including addressing working capital needs, acquiring new machinery or equipment, and acquiring fixed assets or inventory.

Opting for a business loan can be a pivotal step in addressing one’s entrepreneurial dreams or expansion of an existing business. Applying for a business loan is a significant financial decision that must be taken only after considering various factors.

If your business is a micro, small or medium enterprise then getting it registered as an MSME can bring some benefits. These benefits can include government incentives for MSMEs in certain sectors, tax rebates in some areas etc.

Commercial financing or commercial loan is an arrangement of funds between a financial institution and an enterprise owner. You can use the proceeds from the loan for anything right from paying off an existing debt or investing in new equipment.