List of Business loan Articles

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Business Loan

What Is Overdraft? Meaning, Types And Other Details

At its core, the concept of an overdraft meaning revolves around its role as a safety cushion during possible financial challenges. Imagine a situation where you've come to the close of the month, and your bills are knocking at the door, yet your account balance is a bit shy. The overdraft comes, swooping in to let you make those crucial payments, even if your account isn't overflowing.

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What Is Working Capital Management, Types, and Importance

Working capital management meaning encompasses the discrepancy between a company's current assets and present liabilities. Current assets consist of highly liquid resources such as cash, accounts receivable, and inventory – essentially, anything readily convertible into cash within a year.

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How To Start a Daycare Business in India?

In the present era, there exists a dual narrative. While we encourage women to embrace professional roles, we expect them to fulfil traditional responsibilities like childbirth and child-rearing. This juxtaposition often leads women to prioritise the latter to maintain harmony within their families or society, resulting in a regression to conventional gender norms.

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All You Need To Know About Kiosk Banking

Kiosk refers to Kommunikasjon Integrert Offentlig Service Kontor, which is basically a small cubical or space denoting a compact booth that offers banking services to every individual, even to customers living in the most remote areas, without requiring them to pay a visit to any bank branch.

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Difference Between Microloans & Business Loans

Two of the most common types of loans that often cater to their needs are business loans and microloans. Understanding the contrast between the two is essential for entrepreneurs to determine the right funding fit for their business.

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Factors Affecting Terms of Your Business Loan

A business loan is a financial solution offered to entrepreneurs and businessmen for a plethora of purposes, such as expansion, purchasing inventory, buying equipment, working capital, and investing in technology, among various other needs related to business. Business loans are typically offered by banks, online lenders, credit unions, and other financial institutions.

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5 Reasons To Opt For Machinery Loan for Your Business

A machine lounge is a special type of business loan specially designed to assist businesses in upgrading or acquiring equipment, machinery, and other capital assets that are essential for the smooth performance and enhanced productivity of an enterprise. Businesses that heavily rely on equipment and technology for their daily operations can be particularly benefitted from machinery loans.

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What is Equity Crowdfunding?

Equity crowdfunding is a particular kind of crowdfunding that helps businesses and individuals in raising capital for their ventures or projects by offering equity or ownership stakes through online platforms to a large number of investors. This allows enterprises and companies to gather small amounts of money from a large pool of investors instead of from a single investor.

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Collateral-Based Business Loans: What Assets Can You Use?

An asset-based or secured loan uses collateral as its security. The asset of a business is any property that it owns and controls. In unsecured loans, collateral is not required, and lenders usually consider factors like good payment history and active years in business to determine the amount of money to lend. Lenders cannot take any asset in unsecured loans.

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Loan Restructuring vs. Loan Refinancing: What's the Difference?

Loan restructuring involves modifying the terms and conditions of an existing loan agreement. It is typically pursued by borrowers facing financial difficulties, such as payment delays or a significant change in their financial circumstances.

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