List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The term securitization came into wider notice when 2008 global financial crisis happened. The crisis started with large scale defaults on mortgage backed securities (MBS) in United States. MBS are securities issued against home loan mortgages.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

According to some estimates, India is home to 5000 medium enterprises, 0.33 million small, and 63.05 million micro industries. Therefore, the need for business financing is on the rise. However, different government loan schemes for small businesses have been launched for budding entrepreneurs. Thus, you can start and grow your firm with these loan programmes.

According to the data, women-led businesses comprise 20.37% of India's MSME industry. In subsequent years, this figure is expected to rise. In addition, this will increase available jobs across the country.

If you are looking for a loan to start a new business or for expanding your existing business, then a good and detailed business plan may also help you in getting a business loan at a lower interest rate.

A business loan serves as an effective financial arrangement in which a financial institution lends a sum of money to an entrepreneur or a business with a mutual agreement that the sum will be repaid within the stipulated time, along with interest.

The net working capital meaning displays the discrepancy between current liabilities and assets for a business. The leftover sum represents the business's working capital for the near future.

Funding issues are common amongst corporate exporters who implement sought-after strategies to expand their global sales. If you are one such company seeking ways to improve your sales figures, this post might be for you.

The beauty of crowd funding lies in its flexibility; it caters to various types of businesses and projects. Whether you're launching a new product, expanding your existing business, or supporting a social cause, crowd funding offers a viable financing option.

A business loan is borrowed money that businesses use to cover costs they can't afford on their own in the short term.

Savings & Loan (S&L) associations are quite common in United States. They accept deposits and give loans only to their members. So the customers of an S&L association are also its members or shareholders. S&L associations are also known as credit unions. They give a variety of loans to their customers. These include mortgage loans, business loans, personal loans etc. They also provide checking and […]

A fixed-interest loan on a business loan comes with a steady and unchanging interest rate throughout the loan tenure. This means that the interest you agree upon at the beginning of the loan remains constant, and your monthly installments will not be affected by market fluctuations.