List of Personal loan Articles

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Personal Loan

A complete guide to understanding MCLR

The Marginal Cost of Funds Based Lending Rate (MCLR) was introduced in April 2016 to help borrowers availing various loans (including home loans) benefit from the Reserve Bank of India's(RBI) rate cut.

Residential vs Commercial: Where to invest for rental income?

Amongst the investment options available such as a fixed deposit, gold, mutual funds and PPF, people still consider real estate or property investment as one of the safest ones. Being one of the few tangible investment options around, real estate is still the most trusted one.

5 tips and tricks to use your credit cards smartly

Credit cards have often been reviled as a one-way ticket to debt. However, this is a little unfair because getting into debt is, quite often, your own conscious decision which stems from overspending.

What are the benefits of unsecured loans and how can it help SMEs?

Unsecured business loans are quite popular in a country like India where the MSME sector contributes significantly to the national economy.

Strategies to pay off personal loan

Personal loans are available with low paperwork requirements and attractive interest rates. However, you should consider payback before accepting the loan.

Personal loan for medical emergency

A personal loan may come in handy for both anticipated and unforeseen expenses. Personal loans are frequently preferred by many borrowers over other types of loans since they can be used for any purpose.

Personal Loan For Education

A personal loan is a practical credit option that you can use without pledging any collateral. You can use it for any reason because there are no limitations on its end usage. This is very beneficial for higher education because it pays for all extra costs, such as travel, lodging, the price of specialized coaching, the purchase of study materials, etc.

Personal Loan For Marriage

The best approach to control wedding expenses is using personal loans. However, make sure you have given your partner's opinion some thought before applying for a personal loan for marriage.

How To Repair A Bad CIBIL Report

A bad CIBIL score can be a nightmare for the people who have urgent need of money.

What Is A Promissory Note?

Promissory note is a written promise to pay a debt. It is a financial instrument, in which one party (maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed, determinable future time or on demand of the payee subject to specific terms.

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