Bajaj Finance Ltd Company Summary

Bajaj Finance Limited was formed as Bajaj Auto Finance Limited to serve as the in-house auto finance company for Bajaj Auto’s two and three-wheeler segment.

Company Overview

Bajaj Finance became one of the most successful NBFCs (Non-Banking Financial Corporation) under the management of Rahul Bajaj. One of the most significant changes occurred in 2007 when the Bajaj Group split its business of manufacturing and its financial operations and created Bajaj Finserv. In 2010, the entity changed its name to Bajaj Finance Ltd to depict its wider scope of operations in the finance industry. The headquarters of the entity is in Pune, Maharashtra, India, as of November 2025.

Founding & Evolution

• History: Bajaj Finance Limited was formed in 1987. The company later expanded into wider retail lending and SME lending.
• Year of Listing: The company was publicly listed in the 1994-95 period, and its equities are traded on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).
• Leadership: Bajaj Finance is led by under the leadership of Mr. Rajeev Jain, Managing Director of the company.
• Strategic Acquisitions and Alliances: In November 2022, Bajaj Finserv purchased a 40% stake in Snapwork Technologies, and in 2023, it purchased a 26% stake in Pennat Technology to strengthen its fintech relationship.

Scale and Presence

Bajaj Finance manages a broad leading portfolio that spans consumer loans, SME financing, co-branded credit cards, digital loans, commercial lending and deposit products. Its operations extend across urban, semi-urban, and rural India through a mix of physical locations and a strong digital ecosystem.

• Branches / Service Network: The company operates through regional offices, partner stores, point of sales (POS), financing counters and a growing network of branches.
• Employees: Bajaj Finance employs more than 64,000 people across credit, risk, technology, sales operations and customer service.
• International Operations: Bajaj Finance operates primarily within India and its internal exposure is limited to capital markets, technology partnerships and regulatory compliance activities through subsidiaries under Bajaj Finserv.
• Customer Base: The entity services a wide retail customer base that includes salaried individuals, self-employed professionals, as well as business and commercial clients.

Business Segments

Bajaj Finance is a diversified non-banked institution that has various lending and deposit-disciplined verticals established to scale under the Bajaj Finserv Umbrella. These segments have grown over the years in an organic manner with technology-driven models that allow the rapid growth, risk and product diversification.

Some of the key operational clusters include:

• Consumer Lending and Payments: Bajaj Finance extends secured and unsecured credit to small and medium enterprises through various loan options.
• Sme and Commercial Lending: Through dedicated rural verticals, the company offers personal loans, gold loans, and small business credit.
• Rural and Inclusive Finance: The company manages a growing base of retail and corporate fixed deposits, supported by digital onboarding and strong credit ratings.
• Deposits and Treasury Management: Bajaj Finance has a growing portfolio of retail and corporate fixed deposits that are complemented by digital onboarding and robust credit ratings.
• Digital Lending and Technology Platforms: A high-growth cluster implemented through the use of mobile apps and marketplace relationships to expand the distribution of digital EMI cards and app-based loans.

Leadership Team

Top Mutual Funds Invested in Bajaj Finance Ltd Share (As on 31st October 2025)