Nikhil Joy joins Tortoise Savings as co-founder

17 Aug 2022 , 10:39 AM

The Tortoise fintech app, created in 2021 by Vardhan Koshal and Surya Harsha Nunnaguppala, promotes saving money for major expenditures. By setting up a savings plan, users of the Tortoise app may save funds for upcoming purchases while also earning incentives.

Nikhil Joy, the head of fintech products at Tortoise, has joined the Save Now, Buy Later (SNBL) company as a co-founder. Before joining Tortoise, Roy served as vice president and head of product at ZestMoney, where he was in charge of accelerating the startup’s development. Joy’s new position would involve managing the expansion and development of products.

Nikhil has observed both the expansion of the BNPL market and the problems that have resulted from it. Vardhan Koshal, co-founder and CEO of Tortoise, stated that there is a critical need for innovation in the savings sector and that Nikhil is best suited to lead the SBNL product at Tortoise.