Financial Planning is an essential portion of both personal and organisational financial management. Additionally, having a plan in place is the first function of management.
The day of the annual budget speech is an important day for all Indians. The budget speech gives people an idea of their tax liabilities for the year. The budget speech also affects the prices of property, vehicles, electronic goods - therefore having an impact on people’s purchasing decisions.
Memorandum of Association is a legal document explaining why an organization was created. Learn about the its meaning, its clauses, and more here.
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Certificate of Deposit or CD is a fixed-income financial instrument governed under the Reserve Bank of India issued in a dematerialized form where the amount at withdrawal is assured from the beginning.
It is said that a financial plan is the framework on which your financial future is based. Better the financial plan and the more robust the implementation, the better the output and the better the chances of meeting your life goals.
If you have understood what is a financial plan, that is just part of the job. The real job is to get down to the brass tacks.
Financial planning is not just a one-off activity. It is a summation of a number of different types of plans, which actually constitute the sub-plans of the overall financial plan.
Have you ever wondered as to what are the advantages of financial planning? There are a few things you can infer right away.
Remember the last time your young relative died in an accident and all of you had to fly immediately paying sky-high airfares.
A financial planner is a kind of friend, philosopher and guide who helps you meet your long term financial goals
Having understood the concept of financial planning and the process flow, let us come to the tools for financial planning.
The good thing is that a lot of investors, especially among the younger generation, are appreciating the importance of financial planning quite early.
You must have often wondered as to what is the need of financial planning for individuals. One common question is who needs financial planning? Does it apply to everyone or is it only for certain age groups or certain income and wealth categories.
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